Employer Assisted Housing Programs for Credit Unions
T.E.A.M for Credit Unions
Homeownership is one of the most significant unmet needs in an employer partners' workforce. Many employees who could qualify for a mortgage simply do not know how to start, do not have a trusted resource, or have never been offered a clear path. T.E.A.M. gives your credit union that path, delivered through the employer relationships you already have or through new relationships that you can build.
This is a benefit only a credit union can offer. A bank cannot replicate the community mission, the membership model, or the relationship depth that makes T.E.A.M. work. Fowler Mortgage Advisors provides everything you need to start offering this unique program and employee benefit.
Transform Your Business Strategy Today
The Credit Union Case
Fowler Mortgage Advisors offers a turnkey program to help you create partnerships with your existing business customers and can help you attract new business relationships, and increase the number of members from those partnerships, while supporting the mission-critical objective of developing communities through homeownership.
Why Credit Unions are Right for TEAM
Membership Growth
Every T.E.A.M. participant becomes a credit union member. Entry requires only a $5 deposit — a low barrier that opens the door to a long-term relationship.
SEG Penetration
T.E.A.M. gives you a compelling reason to be in front of your employer partners' workforce — deepening pull-through among the people your SEGs are already trying to serve.
Stickier Members
Mortgage members use more credit union products and stay longer than the typical member. T.E.A.M. builds your highest-value member segment.
Community Mission
Homeownership is one of your community's greatest needs. T.E.A.M. puts your credit union at the center of solving it — which is exactly where a credit union belongs.
How It Works
1. Your credit union partners with an employer or SEG to introduce T.E.A.M. as a workforce benefit.
2. Employees are introduced to the program through the employer's communication channels.
3. Interested employees open credit union membership with a $5 deposit and enter the T.E.A.M. pipeline.
4. Participants receive financial education and mortgage preparation support through a guided process.
5. Your credit union originates the mortgage. A new homeowner. A new long-term member. Community impact delivered.
Let's Talk
T.E.A.M. is a proprietary program. Detailed materials are available to qualified credit unions and lenders following an initial conversation. There is no obligation and no lengthy process — just a straightforward discussion about whether T.E.A.M. fits your membership growth goals.
Phone: (505) 263-8180